It's a sad fact, but some lenders are only out to get your money and will use all sorts of tricks to do that: origination fees, documentation fees, commitment fees, courier fees, points, variable interest rates and promotional interest rates all add up to one thing—less money for your truck and more for your lender. You can learn more in our white paper: 10 Interest Rate Tricks and Gimmicks Local Banks Use that Cost You Money.
You won't see any tricks with ENVIZION Financial. Our goal is to get you the most truck for your money. To help our clients buy with confidence, we developed the ENVIZION TruePayment™ Guarantee:
| ENVIZION TruePayment™ Guarantee |
| Your annual payment includes everything you will pay— no teasers, tricks, gimmicks or hidden fees. Period. |
Protect yourself from paying too much.
Watch for these tricks some lenders use:
- Quoting teaser rates you'll never qualify for
- Quoting interest based on single payments, rather than the monthly payments you'll actually make (Did you know you may pay more interest with monthly payments?)
- Variable rates that can increase your payment over time
